Understanding Your Situation

A lost key fob means the car may not detect an authorized key to unlock, start, or use remote features. If the missing fob is still programmed to the vehicle, anyone who finds it could potentially access and drive the car until that key is removed from the vehicle’s memory.

🚀 Immediate Steps to Take

  1. Confirm it’s truly lost: retrace steps, check common spots, and verify it wasn’t left inside the vehicle (including trunk/cargo area).
  2. Use your spare (if you have one) and move the car to a secure, well-lit location; remove valuables and keep the vehicle locked.
  3. If you suspect theft (lost with ID/address info or taken from a bag), file a police report and plan to have the missing fob erased from the vehicle as soon as possible.

Your Options

Use your spare fob and schedule a replacement (best if you still have one working key)

Cost: $250-$600 Time: Same day / 1-3 days

Drive using your remaining programmed key fob and arrange for a replacement to be cut/programmed. Many providers can add a new fob while you still have one working key, often avoiding towing.

âś“ Pros:
  • Usually fastest and simplest if you still have one working key
  • Often avoids towing or immobilizer recovery procedures
âś— Cons:
  • Does not automatically remove the lost fob unless you request key deletion
  • Cost varies widely based on fob type and provider

Ford dealer replacement (OEM key fob + programming)

Cost: $350-$800 Time: 1-3 days

A Ford dealership supplies an OEM fob and programs it to your Mustang. They can also remove the lost key from the vehicle’s system. You’ll typically need proof of ownership and ID.

âś“ Pros:
  • OEM parts and factory-level programming capability
  • Can delete the missing fob from the vehicle’s memory
âś— Cons:
  • Often higher cost than other options
  • May require appointment and, if no working keys remain, towing to the dealer

Automotive locksmith (mobile replacement and programming)

Cost: $200-$550 Time: Same day

A licensed automotive locksmith can often come to you, supply a compatible fob, and program it on-site. They may also be able to erase lost keys depending on equipment and vehicle configuration.

âś“ Pros:
  • Mobile service—may not require towing
  • Often less expensive and faster than a dealer
âś— Cons:
  • Capability varies by locksmith and region
  • Aftermarket fobs may have reduced range/durability vs OEM

All keys lost (AKL): replace keys + erase missing fob(s) (may require towing)

Cost: $450-$1,200 Time: Same day / 1-3 days

If you have zero working keys, the vehicle typically needs an all-keys-lost procedure: verifying ownership, creating/programming new keys, and removing old keys from memory. Some locksmiths can do this on-site; other cases require towing to a dealer or equipped locksmith shop.

âś“ Pros:
  • Restores full access when no keys remain
  • Best time to ensure the lost fob is fully removed from the system
âś— Cons:
  • Most expensive scenario
  • May require towing and more time for security/ownership verification

Insurance or roadside assistance help (if applicable)

Cost: $0-$1,200 (depending on coverage/reimbursement) Time: Same day / 1-7 days

If you have comprehensive insurance or an add-on key replacement benefit, or a roadside plan, you may be reimbursed or receive discounted towing/locksmith service. Coverage varies by policy and provider.

âś“ Pros:
  • May significantly reduce out-of-pocket cost
  • Can help coordinate towing or service
âś— Cons:
  • May require claims paperwork and receipts
  • Coverage limits may not include OEM fobs or full programming cost

⚠️ What to Avoid

✕ Don’t buy a random cheap fob online without confirming it’s compatible and new/unlocked—many used fobs can’t be reprogrammed to another vehicle.

✕ Don’t delay deleting the lost fob if you suspect it was stolen or lost with identifying information; the missing key may still start the car.

✕ Don’t attempt DIY programming steps from generic videos—late-model vehicles often require specialized tools, and mistakes can create extra towing or programming costs.

⚠️ Common Mistakes to Avoid

  • Calling dealer first without getting quotes
  • Not checking insurance coverage
  • Rushing to tow to dealership
  • Not considering mobile locksmiths

Frequently Asked Questions

Can someone drive my 2024 Mustang if they find my lost key fob?

If the fob is still programmed to your Mustang, it may unlock and start the vehicle. To reduce risk, park securely and have the lost fob removed (key deletion) as soon as possible through a dealer or a qualified locksmith.

Do I need to tow the car to replace a lost key fob?

Not always. If you still have one working key, many replacements can be programmed without towing. If you have no working keys, towing may be required unless a mobile locksmith can perform an all-keys-lost service on-site.

What do I need to get a replacement key fob made?

Expect to show a government-issued ID and proof of ownership (registration/title or finance paperwork). Some providers may also need the VIN and access to the vehicle for programming.

Is an aftermarket key fob okay, or should I buy OEM?

Aftermarket fobs can work and cost less, but quality and reliability vary. OEM fobs typically offer the best fit, durability, and consistency. For a newer performance car like a Mustang, many owners prefer OEM—especially if you rely on remote features.

Will replacing my key fob automatically deactivate the lost one?

Not automatically. Adding a new key can leave the lost key still authorized. Ask the provider to erase/remove lost keys from the vehicle’s system so only your current keys work.

⏱️ Urgency Note: If the fob was lost with anything that links it to your car (address, registration details, gym tag, parking permit), treat it as a security issue—schedule key deletion and replacement immediately and avoid leaving the vehicle in predictable locations.

Need Detailed Information?

Get vehicle-specific key fob compatibility, part numbers, and a complete price comparison for your 2024 Ford Mustang.

View Mustang Key Fob Guide →

Last updated: 2026-01-04