Understanding Your Situation

A 2024 Mazda CX-5 uses a proximity “smart key” fob for keyless entry and push-button start. When the fob is lost, the vehicle can’t be started normally, and if someone finds the fob (especially near the car), they may be able to unlock and start it until the fob is removed from the vehicle’s authorized key list.

🚀 Immediate Steps to Take

  1. Confirm it’s truly lost: check pockets, bags, coat linings, couch/seat gaps, and common drop zones; use any Bluetooth tracker attached to the fob if applicable.
  2. Secure the vehicle: move it to a safe location if you still have another working fob; remove valuables, lock doors, and park in a well-lit area. If the fob was lost with your address or near the car, treat it as urgent.
  3. If you have a spare fob, use it and schedule replacement promptly; if you do not, arrange towing or a mobile automotive locksmith/dealer service and have your ID and proof of ownership ready (registration/title).

Your Options

Mazda dealer replacement (OEM smart key + programming)

Cost: $350-$700 Time: Same day to 1-3 days

The dealership supplies an OEM smart key fob, cuts any included emergency key blade if applicable, and programs the fob to your CX-5. They can also remove the lost fob from the vehicle’s authorized key list to reduce theft risk.

✓ Pros:
  • OEM parts and correct programming for the 2024 CX-5
  • Dealer can typically delete the lost key from the car’s memory
  • Good choice if you have zero working keys
✗ Cons:
  • Usually the most expensive option
  • May require appointment, parts ordering, or towing to the dealer

Mobile automotive locksmith (aftermarket or OEM fob + programming)

Cost: $250-$550 Time: Same day

A qualified automotive locksmith comes to your location, supplies a compatible smart key (sometimes OEM, sometimes aftermarket), programs it to the vehicle, and may be able to erase lost keys depending on equipment and vehicle support.

✓ Pros:
  • Often faster and more convenient than a dealer (mobile service)
  • Can be less expensive than the dealer
  • Helpful if you’re stranded
✗ Cons:
  • Capability varies—confirm they can program a 2024 Mazda CX-5 smart key and delete lost keys
  • Aftermarket fobs may have shorter range or different feel/quality than OEM

Insurance or roadside assistance claim (if covered)

Cost: $0-$700 (depends on coverage/deductible) Time: Same day to 1-7 days (reimbursement timing varies)

Some comprehensive auto policies, endorsements, credit card benefits, or roadside plans may reimburse part of key/fob replacement or provide towing/lockout assistance. You still arrange replacement through a dealer or locksmith.

✓ Pros:
  • May reduce out-of-pocket cost
  • Can include towing or emergency help
✗ Cons:
  • Deductible and claim rules may make it not worthwhile
  • Coverage often excludes full smart key replacement or has low limits

Buy a fob online, then pay for programming (use caution)

Cost: $120-$450 (fob) + $120-$250 (programming) Time: 2-7 days

You purchase a compatible fob (OEM or aftermarket) online and then hire a dealer or locksmith to program it. Compatibility must match your exact CX-5 trim and FCC ID/part number requirements.

✓ Pros:
  • Potentially lower total cost if you source the correct fob
  • More selection (OEM vs aftermarket)
✗ Cons:
  • High risk of buying an incompatible or previously-locked fob that can’t be programmed
  • Some dealers refuse to program customer-supplied fobs
  • Delays if you need returns/exchanges

⚠️ What to Avoid

✕ Don’t leave the car unsecured while you “wait and see,” especially if the fob was lost with identifying info (address, registration, gym tag).

✕ Don’t buy the cheapest online fob without verifying compatibility (model year, trim, FCC ID/part number) and whether it’s new/virgin and programmable.

✕ Don’t use unverified “programming tools” or shady services—incorrect programming can waste money and may create security issues.

⚠️ Common Mistakes to Avoid

  • Calling dealer first without getting quotes
  • Not checking insurance coverage
  • Rushing to tow to dealership
  • Not considering mobile locksmiths

Frequently Asked Questions

Can I drive my 2024 Mazda CX-5 if I lost one fob but still have another?

Yes, if you still have a working fob, the vehicle should operate normally. However, it’s smart to replace the missing fob soon and ask the dealer/locksmith to remove the lost fob from the authorized key list to reduce theft risk.

If I have no key fobs left, can a locksmith or dealer still make one?

In many cases, yes. A dealer can typically replace and program an OEM smart key with proof of ownership, and a qualified automotive locksmith may also be able to originate/program a key on-site. If the car can’t be programmed where it sits, towing may be required.

Should I replace just one fob or get two?

If budget allows, having two working fobs is strongly recommended. It reduces the chance of being stranded and can lower future costs because adding a key is often easier when at least one working key is available.

Will the lost fob still work if someone finds it?

It may, unless it’s removed (deleted) from the vehicle’s authorized key list. If the fob was lost near the car or with personal information, prioritize key deletion and replacement as soon as possible.

⏱️ Urgency Note: High urgency if the fob was lost near your vehicle, stolen, or lost with anything that identifies your car or address. In that case, prioritize deleting the missing fob from the vehicle’s authorized keys and securing the vehicle location immediately.

Need Detailed Information?

Get vehicle-specific key fob compatibility, part numbers, and a complete price comparison for your 2024 Mazda CX-5.

View CX-5 Key Fob Guide →

Last updated: 2026-01-04