Understanding Your Situation

A stolen key fob may allow someone to unlock the doors, access the cabin, and potentially start the vehicle (depending on proximity and whether the vehicle is located). Even if the car isn’t taken immediately, a stolen fob can be used later unless it’s removed from the vehicle’s authorized key list (reprogrammed).

🚀 Immediate Steps to Take

  1. Secure the vehicle now: move it to a locked garage or well-lit monitored area, lock all doors, and remove valuables. If you can’t secure it, consider having it towed to a safe location.
  2. Report the theft: file a police report (needed for some insurance claims) and document the fob details if you have them (photos, key tag number, VIN, date/time/location).
  3. Arrange key deletion and replacement ASAP: contact a Hyundai dealer or an automotive locksmith who supports 2024 Hyundai smart keys to erase the stolen fob from the vehicle and program new fob(s).

Your Options

Hyundai dealer: erase stolen fob + program new OEM smart key

Cost: $350-$900+ Time: Same day / 1-3 days

The dealer verifies ownership, connects factory diagnostic equipment, removes the stolen fob from the vehicle’s authorized keys, and programs new OEM smart key fob(s). They can also cut/provide the mechanical emergency key insert if applicable.

✓ Pros:
  • High compatibility and correct programming for 2024 model-year systems
  • Stolen fob is disabled by removing it from the car’s key memory
✗ Cons:
  • Often the most expensive route
  • May require towing if you have no working key or the car can’t be safely driven

Automotive locksmith: on-site smart key replacement + reprogram

Cost: $250-$650 Time: Same day / 1-2 days

A qualified mobile locksmith supplies a compatible smart key fob, verifies ownership, erases lost/stolen keys from the vehicle, and programs replacement fob(s) at your location (when supported).

✓ Pros:
  • Usually faster and more convenient than a dealer visit
  • Can often come to the vehicle (reduces towing needs)
✗ Cons:
  • Not all locksmiths can service late-model Hyundai smart key systems
  • Aftermarket fobs vary in quality; OEM may cost more

Insurance claim (comprehensive) for stolen key/fob and rekey/reprogram

Cost: $0-$500+ (deductible dependent) Time: 1-7 days

If you carry comprehensive coverage, your insurer may reimburse part of the cost to replace and program keys (and sometimes towing). You’ll typically need a police report and proof of ownership/costs.

✓ Pros:
  • Can significantly reduce out-of-pocket cost
  • May cover related expenses like towing or lock/key services (policy dependent)
✗ Cons:
  • You pay the deductible and coverage varies by policy/state
  • Claim processing can slow down replacement timing

Temporary security measures while waiting for replacement

Cost: $30-$150 Time: Same day

Use interim steps to reduce theft risk until the stolen fob is deleted and replacements are programmed—secure parking, steering wheel lock, and limiting vehicle exposure.

✓ Pros:
  • Immediate risk reduction
  • Low cost and widely available
✗ Cons:
  • Does not disable the stolen fob
  • Only a deterrent; not a substitute for reprogramming

⚠️ What to Avoid

✕ Don’t assume the vehicle is safe just because it’s currently parked—if the stolen fob is still authorized, it may be used later.

✕ Don’t buy the cheapest online fob without confirming it’s correct for a 2024 Santa Fe and can be programmed in the US market; many listings are wrong or non-programmable.

✕ Don’t leave registration, spare keys, or personal documents in the vehicle while waiting—reduce what a thief can use to identify you or the car’s location.

⚠️ Common Mistakes to Avoid

  • Not deactivating stolen key
  • Delaying reprogramming
  • Not filing police report
  • Ignoring security risk

Frequently Asked Questions

Can a stolen key fob be disabled so it won’t start my 2024 Santa Fe?

Yes. The fix is to erase/remove the missing fob from the vehicle’s authorized key list and then program replacement fobs. Battery removal from the stolen fob does not reliably solve the risk because the fob could be re-powered.

Do I need to tow the vehicle to the dealer if my only fob was stolen?

Often, yes—especially if you have no working key to access programming modes or to move the vehicle safely. Some mobile locksmiths can perform all work on-site, which may avoid towing if they support the 2024 Santa Fe system.

Will replacing the fob change the physical door key?

Not necessarily. Smart key programming disables the stolen fob electronically, but the mechanical key (if used for an emergency door cylinder) may remain the same unless you choose to replace/rekey the lock cylinder(s). Ask your dealer/locksmith what applies to your trim and hardware.

Is it safe to park the car at home after a fob is stolen?

It’s safer to park in a locked garage or a well-lit, monitored area and add a visible deterrent (like a steering wheel lock) until the stolen fob is deleted. If you suspect the thief knows where the vehicle is kept, consider relocating it temporarily.

⏱️ Urgency Note: High urgency: until the stolen fob is erased from the vehicle’s key memory, it may still unlock and potentially start the vehicle. Arrange key deletion/reprogramming as soon as possible and secure the vehicle in the meantime.

Need Detailed Information?

Get vehicle-specific key fob compatibility, part numbers, and a complete price comparison for your 2024 Hyundai Santa Fe.

View Santa Fe Key Fob Guide →

Last updated: 2026-01-04